Arizona HOA bill

SB1246

HOAs; expense liens; special assessment

This bill addresses HOA expense liens and special assessments — the extra one-time charges a board can levy and the liens that back them, which can hit owners with large unexpected bills.

In short: Addresses HOA expense liens and special assessments.

Signed into law (Ch. 162) Mixed · 2026 · 57th Reg. Session · signed Jun 19, 2026

What it does & where it stands

Increases the time period a unit owner can be delinquent in any assessment to 18 months and the amount of delinquent assessments a unit owner can have to $10,000 before the condominium unit owners' association's common expense lien can be foreclosed.

For homeowners: Read the trigger carefully: an association may foreclose its assessment lien once the owner has stayed delinquent on ANY assessment amount for 18 months, OR once the debt hits $10,000 or more — whichever comes first. So the $10,000 is not a safe floor: a small unpaid balance left for 18 months can still cost you your home; the dollar figure only lets the association foreclose faster on bigger debts. Against prior law (which allowed foreclosure at one year or $1,200) it does lengthen the clock and raise the dollar trigger, and it forces the board to attempt contact and offer a payment plan first — so it is modestly more protective than what it replaced, but it is no shield for a persistent small debt. Now law (Ch. 162).

Session law: Chapter 162 (Laws 2026)

Signed: Jun 19, 2026

Effective: Sep 12, 2026

Key provisions

What the bill actually does, point by point — from the Arizona Legislature’s official fact sheet.

  1.   Allows a condominium association's common expense lien to be foreclosed only if the unit owner is delinquent in any assessment or portion of an assessment for 18 months or in the amount of $10,000 or more, whichever occurs first. (Sec. 1)
  2.   Specifies that only the 18 month delinquency threshold applies for any special assessment with an initial value of $10,000 or more for associations of a planned community or condominium. (Sec. 1, 2)
  3.   Makes technical and conforming changes. (Sec. 1, 2)
Arizona statutes it changes

The A.R.S. sections this bill amends, adds, or repeals — taken from the bill text. Click one to read the current law.

Sponsors
Wendy Rogers Prime sponsor
Who lobbied on this bill 3

Organizations and industry insiders who registered a position on this bill through the Legislature’s public Request to Speak system — simply where each stood: For, Against, or Neutral. Individual homeowners are not listed. Whether this bill helps or hurts homeowners is our own read, shown by its label above — a group’s position doesn’t set our call. Each row links to that entity’s report card and to the source at azleg.gov.


Disposition and votes are from the Arizona Legislature (azleg.gov). The plain-language description is our neutral summary of the bill’s subject; the “for homeowners?” tag reflects our methodology. Not legal advice.

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