When an HOA places a lien on a home, it can collide with Arizona's homestead protection. This bill addresses HOA liens against a homeowner's property and the homestead exemption — how much of a home's value is shielded from an assessment lien.
In short: Addresses HOA liens against a homeowner's property and the homestead exemption.
Introduced — no action Pro-homeowner
Includes planned community association (HOA) and condominium unit owner's association (COA) liens for assessment against a home or condominium unit in the order of priority for liens after the protection of the homestead exemption.
For homeowners: Current law says an association's assessment lien is not subject to the homestead exemption, letting an HOA foreclose through an owner's protected equity. This bill would place the association lien behind the homestead exemption, protecting that equity first and making foreclosure harder. That's a clear gain for owners. (The bill died in session, so this reflects its intent and mechanics.)
What the bill actually does, point by point — from the Arizona Legislature’s official fact sheet.
- Includes HOA and COA assessment liens in the order of priority for liens after the protection of the homestead exemption.
- Makes technical changes.
- Becomes effective on the general effective date. Revisions ? Corrects the background to reflect the current amount of the homestead exemption.
The A.R.S. sections this bill amends, adds, or repeals — taken from the bill text. Click one to read the current law.
Official bill page (azleg.gov) → Full bill text → Fact sheet / summary → Bill history (LegiScan) →
Organizations and industry insiders who registered a position on this bill through the Legislature’s public Request to Speak system — simply where each stood: For, Against, or Neutral. Individual homeowners are not listed. Whether this bill helps or hurts homeowners is our own read, shown by its label above — a group’s position doesn’t set our call. Each row links to that entity’s report card and to the source at azleg.gov.